Online Shopping, Offline Payment

May 26th, 2012, in Business & Economy, Featured, IM Posts, Internet, by

View the original article here.

8 Comments on “Online Shopping, Offline Payment”

  1. avatar David says:
    May 28th, 2012 at 7:40 am

    Is BCA “KlikPay” being used yet? It’s supposed to be similar to Paypal but I don’t know exactly how it works, I think it was just launched very recently though – is supposed to be one of the few KlikPay ‘merchants’… they seem to offer their own electronic voucher system for paying for things online, you top up the card or voucher at your bank, then can use it to pay for things online, seems a reasonable half way house if traditional credit cards can’t be used yet.

  2. avatar Chris says:
    May 28th, 2012 at 11:52 am

    Hi David,

    Is BCA “KlikPay” being used yet?

    I have seen brochures advertising it at my local branch, but I think it requires the merchant’s website to have the feature installed too.

    For example, Bhinneka offers it (plus the Mandiri equivalent, Clickpay):

    By the way, this new system will face another issue: Indonesians are also not keen on Internet Banking; only 7% of Indonesian Internet users do any banking transactions online.

    “Internet banking is growing rapidly outside Indonesia, but apparently it hasn’t been a popular move here,” said Nielsen Indonesia director Dena Firmayuansyah.


  3. avatar irma says:
    June 4th, 2012 at 7:48 am

    di indonesia ini memang banyak sekali penjualan online,sehingga paypal indonesia sudah sangat populer dan sudah banyak di minati.

  4. avatar Adam says:
    June 9th, 2012 at 8:38 am

    In my experience, most online shopping payments are conducted through direct bank transfers. Mainly through the thousands of Facebook shops that exist. The other point about this whole thing is that the vast majority of Indonesians that work in the cash economy can’t afford things like flat screen TVs or frivilous shopping so even if they had bank accounts and a computer, they wouldn’t be shopping online.

  5. avatar Chris says:
    December 5th, 2012 at 5:16 pm

    If Apple can do it, why can’t anybody else?

    Apple launches iTunes Indonesia

    JAKARTA: Apple finally launched the long-awaited iTunes Store in Indonesia on Tuesday, after skipping the country when it rolled out its online store to several Asian countries last June.


    According to DailySocial blog, a song’s average price ranged from Rp 5,000 (52 US cents) to Rp 7,000, while that of an album was between Rp 45,000 and Rp 65,000. In addition, a high-definition movie, such as The Raid, will cost up to Rp 149,000 to download.


    As a point of comparison, new DVDs cost about the same price, while CDs are a little bit more expensive at Rp75 000 ($US8).

    If the DailySocial blog is correct, this means CDs on Indonesian iTunes are cheaper than the equivalent product on e.g. Australian iTunes.

    However, before everybody from Australian iTunes decides to join Indonesian iTunes, prospective clients will need an Indonesian credit card. This can be difficult for non-citizens to obtain, even long-term Indonesian residents.

    If you want to download Indonesian iTunes, click here then click on “Get the latest iTunes software”.

  6. avatar Chris says:
    May 7th, 2013 at 10:56 pm

    UPDATE: Indonesian e-commerce and blogging site Multiply has suddenly ceased operations.

  7. avatar Chris says:
    October 20th, 2013 at 4:56 pm


    Indonesia has earned a reputation for credit card fraud.


    Indonesia overtakes China as top source of cyber attack traffic

  8. avatar Roger says:
    December 7th, 2013 at 7:26 pm

    Worst stuff with indonesian sellers are they wants payment my banktransfer, and then they dont answer anymore…….of course money they get, but no items are shipped! Worst scam/fraud country i´ve tried to shop from!

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